Carnoustie Mortgage & Remortgage Broker
Professional Mortgage Advice

Contact Us: 0800 141 2654

Insurance

At Bespoke Money we use market leading software to source and identify the most efficient insurance products for you from our panel of insurers.  We appreciate that your needs and requirements are unique and we will endeavour to assist you to protect your most valuable possessions.  There are various types of protection products available:

Life Insurance

Life Insurance (assurance) is designed to protect your mortgage or your family.  The policy is usually taken over a fixed term which can be the same duration as your mortgage term.  Life Insurance provides a tax free lump sum payable on the death of an insured party.  

Critical Illness Cover

Critical Illness Insurance provides a lump sum on diagnosis of a specified critical illness.  This cover is also designed to protect your mortgage or your family and can be set up independently or incorporated within a life and critical illness policy.

Placing Policies in Trust

Life insurance and Critical Illness policies can be written in trust.  Why put a policy in trust?  Putting a policy in trust is the safest way of ensuring the proceeds of the policy is paid to your dependants in a straightforward manner.  Bespoke Money would be happy to advise and assist you with placing your new policy in trust.  You can even place existing policies in trust and we can work with your existing insurance companies to arrange this for you.  

Buildings and Contents Insurance

We are able to offer you advice on a range of competitive Home Insurance products.  We review a panel of providers to seek out the most competitive quotation for you.  We can provide you with the reassurance that your home and contents are adequately insured.

Trusts are not regulated by the Financial Conduct Authority.

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We will charge a broker fee of between £0 and £295, payable on completion.  The amount we will charge is dependent on the amount of research and administration that is required.



YOUR HOME MAY RE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ian McFarlane T/A Bespoke Money is an appointed representative of First Complete Ltd which is authorised and regulated 
by the
 Financial Conduct Authority.


Barry Business Centre | Main Street | Barry | Carnoustie | DD7 7RP

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